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4 questions you may have about workers' compensation

After suffering a serious injury while on the job, you may have many questions regarding how to handle the predicament. Many individuals experience confusion and uncertainty after such an incident because more factors go into addressing the situation than expected, especially when it comes to receiving workers' compensation. Therefore, you should not feel discouraged if you do not immediately know how to move forward.

Of course, rather than letting that confusion hinder your attempts at gaining compensation, you may wish to gain more information. Reliable information and assistance from knowledgeable professionals could allow you to feel more confident about seeking benefits for your injury.

Does workers' compensation cover all accidents?

Suffering an injury on the job does not immediately qualify you for workers' compensation. If the injury occurred because you violated company policy or if the injury did not actually occur on the job, workers' comp will likely not cover your injuries. Because of this fact, the details regarding your injury-causing incident can play a significant role in your case.

What costs does compensation cover?

Workers' compensation benefits can help you address various financial repercussions resulting from the incident. Some of those benefits include:

  • Compensation for medical costs
  • Replacement income
  • Retraining costs
  • Permanent injury compensation
  • Survivors' benefits

You may wish to understand that unlike personal injury claims, workers' compensation claims do not cover the pain and suffering you may experience.

Are injuries developed over time covered?

In some cases, the injury you suffered may not have occurred due to a sudden event. For example, you may have developed carpal tunnel syndrome due to years of repetitive actions or a serious illness due to long-term exposure to hazardous materials. If these negative effects have work-related ties, you may qualify for benefits to cover allowable expenses.

How can I prove my case?

Though many workers' compensation claims are relatively straightforward, you could potentially run into roadblocks. If your employer denies that the injury occurred on the job or your claim faces denial for other reasons, you may still have options for gaining compensation. By gathering medical records, details regarding the incident and other related information, you may have the ability to build a meaningful case.

Because taking on such an endeavor can seem daunting, you may wish to gain assistance from an experienced New York attorney. Because an attorney has knowledge of workers' compensation law, you can rest assured that you will gain answers to your questions and assistance in building your case.

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